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ISLAM S RESPONSE TOCONTEMPORARY ISSUESHazrat Mirza Tahir AhmadKhalifa tul Masih IVRehm Allah talla.
Prepared by Dr Shakeel Ahmad National Tabligh Team UK ISLAM S RESPONSE TO CONTEMPORARYChapter wise seminars series 1 Inter religious peace.
2 Social peace3 Economic peace4 Political peace5 Individual peace SEMINAR 3.
ECONOMIC PEACE Three Principle EconomicPhilosophiesA Comparison Three Principle Economic Philosophies A.
Comparison 1 Capitalism allows private enterprise owning of wealth interest based Communism socialism.
does not allow individual ownership of wealth state monopoly Islamic System allows private enterprise owning of wealth no usury interest.
Three Principle Economic Philosophies AComparison 2 Capitalism interest is the driving force for investment capital should grow even without effort by the owner.
owner does not necessarily share risk unscrupulous investment Communism socialism no option of individual investment lack of incentive for production Islamic System.
checks non productive capital with zakat driving force for investment owner has to make the effort of investment owner shares risk therefore careful planning Three Principle Economic Philosophies AComparison 3.
Capitalism growth is monitored against some benchmarks eg interest inflation its legal possible to exploit those in need of loan allows rich to drainwealth from poor towards themselves Communism socialism.
lack of benchmarking for growth lack of monitoring accountability more waste Islamic System prevents amassing wealth in the hands of few at cost of many e inheritancesystem and taxing the capital.
prevents exploitation as any loan is either shared investment or help Three Principle Economic PhilosophiesA Comparison 4 Capitalism raised interest puts extreme pressure on small businesses at times of.
recession bankruptcies facilitates unscrupulous investments by large financial establishments investors are distant from investment anyway and only interested in profitwhich is fixed Communism socialism.
Islamic System no interest to pay means increased capacity to sustain recession by justsharing loss akin to nature s way to protect hibernation honest investment is likely to grow more than dishonest competitors investors discretion to select carefully as they share profit loss supporting.
honest investments Three Principle Economic PhilosophiesA Comparison 5 Capitalism interest rise is used to control inflation.
high interest reduces buying power also undermines industrial growth interest rate as a tool for control of national economy by the govt interfereswith free economy in long term interest gained is below the inflation rate Communism socialism.
Islamic System inflation is controlled by increase in overall production supply demand no power is given to govt to manipulate the free economy profit earned in business trade investment is real Three Principle Economic Philosophies A.
Comparison 6 Capitalism borrowing from your own future encourages to live beyond ones means marketing plays with the minds of people.
encourages extravagance greed keeping up e Joneses excessive consumerism leads to raised inflation Communism socialism Islamic System prevents exploitation.
encourages living within ones means encourages simplicity discourages material competitiveness allows private enterprise but determines a code of spending behavior Three Principle Economic PhilosophiesA Comparison 7.
Capitalism raised inflation leads to recession when poly national a global economic recession occurs desperate attempts to rectify unfair trade treaties exploiting the needy countries.
sometimes wars 2 279 80 O ye who believe fear Allah give up what remains of interest ifyou are true believers If you do not then beware of war from Allah Hismessenger if you repent you shall have your principal you shall not wrongnor shall you be wronged .
Islamic System prevents such negative consequences Indications of Capitalist Society Race for worldly possessions102 2 4 Mutual rivalry in seeking material increase diverts you from God .
till you reach the graves Nay you will soon come to know the truth Lack of concern for needy monetary injustice materialism89 18 21 Nay but you honour not the orphan And you urge not one anotherto feed to the poor And you devour others share of heritage wholly Andyou love wealth exceedingly .
Greed selfishness4 54 Have they a share in the Kingdom of God Then would they not giveothers as much as the little hollow in a date stone Refusal to accept moral guidance on how to spend wealth11 88 They said O Shoib does thy prayer bid that we should leave what our.
forefathers worshipped or that we cease to do whatever we may please withour wealth Thou surely consider this very intelligent right minded Admonishments aboutCapitalism in Quran 2 276 Those who devour interest stand like one whom Satan has.
smitten with insanity Because they insist that trade is like interest whereas Allah has made buying selling lawful but has madeinterest unlawful He who desists because of the admonishmentfrom the Lord may retain what he received in the past his affair iscommitted to Allah But those who revert to the practice are inmates.
of fire therein shall they abide 2 277 Allah will wipe out interest and foster charity Allah loves notconfirmed disbelievers and arch sinners 64 16 Verily your wealth and your children are a trial but with Allahis an immense reward .
Changing Economic Order of the World Capitalist system existing haves have nots Soon to be added are Eastern Europe Russian revival US united EU Russia developed capitalist Far Eastwill compete.
Poorer nations will suffer more Points to ponder1 Current trend of the world economic order isfor the better or worst 2 What could be the likely consequences .
3 How could the course be changed Let us explore some of the Islamic teachings Islamic Economic SystemBasic Principles To Allah belongs all who has bestowed us provisions on trust.
3 190 To Allah belongs the kingdom of heaven earth Allah has power over all things Natural resources are of universal ownership of mankind Possession or absence of wealth is a trial mindfulness towardsothers needs v selfishness callousness64 16 Your wealth your children are a trial with Allah is an immense reward.
Man to discharge this trust equitably honestly4 59 Verily Allah commands you to give trusts to those entitled and that when youjudge between them judge with justice Surely best is that with which Allahadmonishes you Islamic Economic System 1.
Worship as means of economic unity The five pillars of Islam 1 affirmation of Oneness of God oneness of mankind and all resources2 congregational prayers 5 times day equality between rich poor.
3 Haj biggest spectacle of human unity code of simplicity is strongly emphasized4 fasting shared refraining from food other worldly activities shared Iftar5 Zakat right of the poor from wealth of rich Islamic Economic System 2.
Simplicity of lifestyle Lavish behavior is discouraged17 27 8 Give the due to kinsman to the poor the wayfarer squander notyour wealth extravagantly Verily extravagant are brothers of Satan Satanis ungrateful to his Lord .
Social events Nikah in mosque where rich poor mix feast where poor aren t invited is cursed in eye of God 7 32 O children of Adam Look at your adornment at every stage place of worship and eat drink but exceed not the bounds surely.
He does not love those who exceed the bounds Prevents class difference expenditure is to be modest in allrespects even if affording and to be for charitable purposes Islamic Economic System 3Basic needs.
Food Clothing Water Shelter20 119 20 It is provided for thee that thou wilt not hunger nor wiltthou be naked And that thou wilt not thirst therein nor wilt thou beexposed to the sun Collective Responsibility.
not just individuals responsible for the suffering individuals but all societies govts for all humanity Ideal Islamic State no one without these basic rights first concept of Welfare State Islamic Economic System 4.
Literally to purify something One of five basic pillars of Islam Imposed on capital beyond a limit if unused for more than a year Prescribed conditions of use9 60 Alms are only for poor needy for those employed in connection with.
collection distribution for those whose hearts are to be comforted for freeingof slaves for those in debt for those struggling in cause of Allah for theWayfarers This is ordinance from Allah Allah is all knowing wise Promotes joint economic ventures Islamic Economic System 5.
Islamic Law of Inheritance Facilities distribution of wealth Prevents accumulation in the hands of few Determined shares Only a limited amount for those selected by the will maker.
Even large inheritance is shared spread within a few generations Islamic Economic System 6Commercial Ethics Main purpose moral war against dishonesty arrogance.
to raise sensitivity to economic rights of others so one recognises it a crime tolive in luxury without concern for others suffering Absolute trust honesty 2 283 4 Forbids use of false measures83 2 4 Woe to those who give short measure those who when take by measure take it.
full but when they give by measure they give less Forbids selling defective goods not to conceal defects buyer has right to return Hadith Muslim Forbids false competition for sake of inflating price Bukhari Muslim Prohibits bribery.
2 189 Do not devour your wealth among yourselves through falsehood offer it notas bribe to authorities so you knowingly devour others wealth through injustice Islamic Economic System 7 Borrowing2 283 4 when you take a loan one from another write it down and let.
one who undertakes the liability dictate and procure two witnesses Main points are purpose is to help one in need and to help one in debt Zakat to write down if transaction is over a term debtor to write to have two witnesses.
testimony not to be concealed it is sinful to do so debtor must make best effort to return acc to promise debtor may add a gift at return this must not be predetermined to allow period of grace if needed to write off loan as gesture of kindness is better in the eye of God.
to lend without interest no room for greed on part of lender henceno pushing of credit buying power of borrower remains realistic Islamic Economic System 8 Prohibition on hoarding of wealth Exploitation is forbidden.
capital commodities supplies9 34 5 o ye who believe surely many of priests monks devourwealth of people by false means and turn away from the way ofAllah And those who hoard gold silver give them tidings of apainful punishment On the day when it shall be heated in the fire of.
Hell and their foreheads sides and their backs shall be branded withit and it shall be said this is what you treasured for yourself so nowtaste what you used to treasure Islamic Economic Principles 9International Obligations.
90 14 17 Freeing of a slave Or feeding on a day of hunger an orphan who isnear of kin or a poor man in the dust Again not only individuals international communities countries Global Implication Freeing of a slave aid to liberate from deprivation forbids aid e strings.
Feeding on a day of hunger provision of basic needs period of lack of Orphan near of kin individual nations without enough resources Poor man in dust individual nations without resources alliances Summary 1 3 Systems.
Communism socialism no private ownership no incentive slower growth already collapsingCapitalism interest based exploitation of the poor privateownership and growth but with potential for injustice frictionIslamic universal ownership concept accountability to God .
distribution of material resources help for needy is integrated in thesystem private enterprise growth but without opportunity of Summary 2 Changing economic order of the world today Capitalist system existing haves have nots on the spread.
worsening the divide and friction major world conflicts Islamic System potential for respite welfare for all mankind Capitalism - borrowing from your own future - encourages to live beyond ones means-marketing plays with the minds of people - encourages extravagance & greed, keeping up e Joneses - excessive consumerism leads to raised inflation. Communism/socialism. Islamic System - prevents exploitation - encourages living within ones means

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